Home Improvement

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Renovating Your House? Here Is How Not to Overcapitalize

Renovations and home additions are all about making the house you love perfect. It is all about creating a cozy atmosphere and increasing the value of the home for when you consider selling it. However, there is one consideration that is often overlooked: overcapitalization. Overcapitalization is improving the value of a property beyond its resale […]

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Woman hand placed above house model

Why Should You Downsize Your Home?

If you want to spend less on mortgage payments so that you can save more money every month, you might want to consider downsizing your home. This way, you have extra money for other personal needs and emergencies. Plus, it is a great way to save up for other things like a dream vacation or perhaps a

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Renting a Place of your own

Three Simple Ways to Save Money for Your Dream Home While You’re Renting

One of the biggest hurdles that aspiring homeowners must face is the down payment. Although it is inspiring to view the houses that you can buy around Burnside, thinking about the down payment often discourages most people. After all, it is difficult to come up with thousands of dollars when you are renting. One of

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Red Flags that a Lender Looks for When Scrutinising Genuine Savings

Genuine savings refer to liquid assets a mortgage borrower in Victoria has saved over time. Generally, they should represent at least 5% of your deposit. This way, you can prove to your lender that you’re financially ready to buy a master-planned estate around Werribee, Victoria or any other Melbourne suburb. To successfully apply for a

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